Privacy and Data Protection Policy – Abbonamento digitale

Version 4.0 – Revision Date: April 15, 2026

Article 1: Identification of the Data Controller

This Privacy Policy defines the strict data processing protocols applied by the company Abbonamento digitale (hereinafter referred to as "the Platform" or "We"), whose registered office is located at 42 Avenue des Champs-Élysées, 75008 Paris, France. We act as the Data Controller within the meaning of Regulation (EU) 2016/679 (GDPR). To guarantee the absolute sovereignty of your data, a Data Protection Officer (DPO) can be reached at the secure address: [email protected].

Article 2: Nature of Data Collected

In accordance with the fundamental principle of data minimization, we transparently collect the following categories:

Identity Data: Last name, first names, date of birth, and certified identity documents (strictly within the scope of regulatory KYC obligations).

Contact Data: Authenticated email address, active mobile phone number, and official residential address.

Financial Data: Origin of funds, transaction histories, and user risk profiles.

Technical Data: IP addresses, unique device identifiers, routing metadata, and secure connection logs.

Article 3: Purposes and Legal Bases

The processing of your personal data is based on the following legal grounds:

Contract Performance: Essential for managing your account and accessing our digital services and subscriptions.

Legal Obligation: In accordance with the Monetary and Financial Code (AML/CFT regulations against money laundering).

Legitimate Interest: For the proactive security of our infrastructure, fraud prevention, and system optimization.

Consent: For sending targeted marketing communications and deploying non-essential analytical trackers.

Article 4: Security and Encryption

Abbonamento digitale deploys institutional-grade cybersecurity standards:

AES-256 Encryption: Application of military-grade encryption for all sensitive data at rest.

TLS 1.3 Protocols: End-to-end security for data in transit.

Sovereign Hosting: Data is stored exclusively on redundant servers within the European Economic Area (EEA).

Article 5: Retention and Inalienable Rights

Retention Period: Your data is retained for the entire contractual duration, then immutably archived for five (5) years to comply with French legal requirements.

Exercise of your Rights: The GDPR grants you rights of access, rectification, erasure ("right to be forgotten"), restriction, and portability. Any formal request must be addressed to [email protected]. You retain the right to lodge a complaint with the CNIL (www.cnil.fr).

2. GENERAL TERMS OF USE (TERMS AND CONDITIONS)

General Terms of Use (GTU) – Abbonamento digitale

Version 4.0 – Revision Date: April 15, 2026

Article 1: Scope of Application

These General Terms of Use (GTU) constitute a legally binding contract governing access to and use of the website https://abbonamentodigitale.com https://abbonamentodigitale.com https://abbonamentodigitale.com . Use of the Platform implies the User's unconditional, express, and full acceptance of these clauses.

Article 2: Nature of Services

Abbonamento digitale provides an advanced technological infrastructure for subscription management, data aggregation, and access to digital tools. 2.1. No Advice: The Platform acts as a technology provider. We do not provide investment, legal, or tax advice. 2.2. Autonomy: The User assumes full and exclusive responsibility for decisions made based on information consulted on the Platform.

Article 3: Risk Warning

The User formally acknowledges the risks inherent in the use of digital and financial services:

Market Volatility: Indicators and prices can fluctuate unpredictably.

Risk of Loss: Any transaction carries a risk of capital loss.

No Guarantee: Data provided, even from advanced models, does not constitute a guarantee of future results.

Article 4: Intellectual Property

The entire architecture, source codes, algorithms, databases, and graphical interface of the Platform are the exclusive property of Abbonamento digitale. Any reproduction, automated extraction (web scraping), or reverse engineering is strictly prohibited under penalty of criminal and civil prosecution.

Article 5: Limitation of Liability and Force Majeure

Within the limits permitted by French law:

Liability: Digital subscription cannot be held responsible for technical interruptions, network latencies, or financial losses incurred by the User.

Force Majeure: Our liability is discharged in the event of circumstances beyond our control (Article 1218 of the Civil Code), including major cyberattacks or failures of telecom operators.

Article 6: Applicable Law and Competent Jurisdiction

These General Terms of Use are exclusively governed, interpreted, and applied in accordance with French Law. Any dispute relating to their execution or interpretation, in the absence of an amicable agreement, will be submitted to the exclusive jurisdiction of the courts within the jurisdiction of the Paris Court of Appeal, France.